Crypto payments platform MoonPay has introduced a new product designed to give artificial intelligence systems direct access to digital wallets and on-chain transactions.
MoonPay Agents, a non-custodial software layer that allows AI agents to create wallets, manage funds, and transact on behalf of verified users, was officially launched by the company on February 24.
The system is built on MoonPay’s command line interface and is aimed at developers creating automated programs that need to move money without relying on centralized custody. Once a user has completed identity checks and funded a wallet, an AI agent can independently trade, exchange and transfer assets.
Connecting AI Systems to Digital Currency
MoonPay said the product supports the entire financial cycle, including fiat-to-crypto funding, portfolio tracking, and conversion to traditional currencies. Users can also receive funds through virtual accounts or payment services such as Apple Pay, PayPal and Venmo.
“AI agents can reason, but they cannot act economically without capital infrastructure,” said Ivan Soto-Wright, CEO of the company. He said the goal was to make crypto the default financial layer for autonomous systems.
According to MoonPay, users can set up a working wallet and agent connection in minutes, allowing automated systems to begin executing strategies almost immediately.
MoonPay Agents includes tools such as recurring purchases, real-time cross-chain swaps, machine-to-machine payments, and automated fiat funding via on-ramps. These features are designed to ensure that agents always have access to liquidity when operating.
Additionally, the platform supports portfolio monitoring, token discovery, and basic risk analysis, allowing developers to integrate financial management directly into their applications. Wallets are stored on users’ devices, giving them direct control over private keys.
The product is designed to scale from single-user configurations to networks of thousands of agents. It runs on the same infrastructure that supports nearly 500 enterprise customers and more than 30 million users across 180 countries.
Part of the growing trend of the “agent economy”
This launch comes in a context of growing interest in so-called “agent” systems capable of planning and acting without continuous human supervision. Industry forecasts suggest the autonomous agent economy could reach $30 trillion by 2030, with AI systems handling many of the common financial decisions.
In the cryptocurrency markets, this change is already underway. AI-powered wallets are used for trading, DeFi activity, and machine-to-machine payments. At ETHDenver 2026, developers demonstrated blockchain-based identity tools, automated treasuries, and agent-led trading systems, highlighting the rapid growth of this trend.
According to company executives, MoonPay agents will serve as the default financial rail for developers creating trading bots, gaming platforms and automated payment systems. As AI systems take on more and more financial tasks, MoonPay is positioning its infrastructure as the foundation for this emerging market.